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Hi,

1) To apply for a BTO or buy a resale HDB flat is possible since you have completed your MOP. The only condition is you must sell your current flat within 6 months upon key collection of the new purchase.
2) It is becoming more and more popular for purchase applications to use a single owner and 1 essential occupier as long as the sole owner is able to manage to service the mortgage alone.
3) The essential occupier is only allowed to purchase a private residential property after meeting the newly bought HDB MOP.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636 , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Dear sir/madam,

Essentially that is the most optimum arrangement where 1 partner is the sole owner and the other as essential occupier. Both will still be required to observe the 5 years MOP. Do take note as well that in terms of financing, since the other party is only an essential occupier, the loan arrangements can only be assessed based on single borrower as well. Upon meeting the MOP, the essential occupier can then purchase a private residential property without ABSD being applicable if he or she is a Singapore Citizen.

Dear sir/mdm,

PropertyGuru only allows registered agents with a paid subscription with PropertyGuru to put up their listing for sale or rent. I have recently just paid over $13k to renew my subscription with PropertyGuru. Home owners are encouraged to consider engaging the services of an agent to market their property for sale or rent, since commission is only applicable for every successful transaction, thus you can actually factor in this commission amount into the final rental price such that the tenants are the one indirectly paying for the commission, instead of home owners paying the advertising fees whether or not a tenant is successfully secured. In addition, agents will also run through the due diligence process to reduce the amount of risk for home owners when renting out their property through a series of legislative checks required to protect the interests of landlords.

I am currently managing an expatriates community with over 14,000 members where a number of them are actively seeking accommodation in Singapore and I believe this is also an added channel to optimise the reach out to potential tenants for your property available for rent. If you are keen to discuss more, let's chat!

I am contactable on my mobile or you can actually drop me an email too.

Looking forward to hear from you.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772  
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, pls note that even if your spouse is just an essential occupier, both of you would still need to observe an MOP of 5 years before he or she is eligible to purchase the next private property.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Sir/Mdm,

Yes this is possible. I have assisted some of my clients to structure their purchase in this manner. One of you can be the owner of the next HDB with the other one as the essential occupier. In this case, the essential occupier will be able to purchase a private property after the 5 years MOP is fulfilled without the need to pay any ABSD.

Please feel free to contact me so that I can understand your situation better and explain in greater details.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020

Visit my website to get to know me better:
www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
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I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
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Good evening,

It is possible to structure the next hdb purchase with 1 owner and 1 essential occupier arrangement, but both names will still have to fulfil the 5 year MOP period before they can purchase another next residential property. I have assisted some of my clients to do the same and a financial plan for the future purchase.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

SEAA Salesperson Achievement Award 2021 (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)

ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
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SMU BBM (Finance), Magna Cum Laude
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Hi Mdm,

Yes, it is possible to do that. However, the essential occupier will also be required to fulfill the 5-year MOP before being able to purchase another residential property.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305 . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More