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Dear Gurus,

Me and my wife just bought a resale HDB, and we know that we can't purchase another private within the 5 yrs MOP. Was thinking of using my sis's name to purchase (20% downpay). Question is that she has not been working, thus would there be any issue with the loan? Was told that ;on can be approved if i can put 100k+ cash into her account for a few days before using it to pay the 20%.

P/s: she has no requirement for purchase of home.

For advice. thanks
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