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Hi,

Since your name is added as occupier, you need to fulfill the 5 year MOP before you are eligible to purchase private property. If I am not wrong, it should be counting from the date she becomes the legal owner, not when your name is added.

You may want to write in to HDB branch to confirm both items, whether you can purchase private property now, and if not, when will the MOP expire.

https://services2.hdb.gov.sg/webapp/BF12AWFeedback/BF12SFrontController?service=ServiceFeedback&operation=createFeedback

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

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You will only be eligible to purchase a private property after MOP of the flat is met. MOP is based on the flat key collection. Read More

Hi, it should be based on key collection date, and the MOP must be fulfilled first.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, I believe you are added as an essential occupier and thus would need to wait till your spouse hit the MOP.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

MOP must be met.
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Good day to you,

The game-changer would be: Is the unit purchased when your spouse was single or was it purchased under her name, with you as the essential occupier? If the former is true, you are eligible to purchase private residential property even though she has not fulfilled the MOP. If the latter is true, I guess you have to wait it out.

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### Eligibility for Purchasing Private Property

1. **MOP Requirement**: You can only buy a private property after the Minimum Occupation Period (MOP) of your flat is complete. The MOP starts from the key collection date.

2. **Ownership Scenario**: The key factor is whether the flat was purchased while your spouse was single or if it’s in her name with you as an essential occupier. If it was bought when she was single, you can buy private property even if she hasn’t met the MOP.

3. **Consult HDB**: If the flat is under her name with you as an occupier, you will need to wait. It's best to check with the HDB branch for confirmation.

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