3 Answers

Ivan Ng

Prices may be stabilizing overall but in the central, good location hdb sellers may not need to adjust further as buyers are starting to re-enter the market. Thanks and hope to understand your plans to assist further.

Warm regards
Ivan ERA
Website: http://www.ivanng10.com/#!reviews/c11r1
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Yian Tay
Hi there, there are many factors affecting a later purchase

1) income (your present income vs income in 2 years time)

Your future income could rise, or it could fall. If it continues to rise, then you have no problems, but should it fall you need to be assured you can still get a loan that can help you with your HDB purchase.

2) You will be older
when you are older, your loan tenure will be reduced by the requisite number of years you have waited. Hence if you commence servicing the mortgage now, the benefit is a marginally reduced monthly mortgage, but without figures, it is hard for me to substantiate in actual logical figures.

3) Changes in policy
If somehow there is a change in policy that affects your ability to purchase, this situation again depends on case to case, but things can happen.

4) your current accommodations
If you are currently renting, the rental costs will also add into your actual purchase cost. Unless you are staying with family and is technically enjoying "rent-free" then it would be different.

Above are my 4 reasons why you should contemplate buying now than later. If you choose to ask me out for coffee for advice, I can share with you more of my thoughts. I do have 4 more other reasons why you should consider buying now than later. Read More


YT Tan (陈永达)
Good morning buyer,

Yes islandwide HDB prices have been declining for quite sometime but if you have noticed HDB prices in central area are holding strong.

Since you are looking at prime area, I think you can start sourcing for one as of now.

If you need any assistance or advice in your property purchase, feel free to contact me.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More